Three Level Hourly Benefit Plan from
SAFECO Insurance Company

Affordable

Group Benefit Plan
for
Hourly Staffing Associates

ABOUT THE PROGRAM

This Mercy Nursing (MN) insurance program has been designed as an enhancement to your association and employment with our firm.  Our intention is to provide real and usable group benefits to you at a minimal cost.  By participating in, and providing this assistance, MN hopes to demonstrate our genuine concern for you and your family's welfare, and at the same time offering our appreciation for your valuable contribution.  MN management invites you to take advantage of this program because it has been developed for you, our family of valued staffing associates. The outline below will help to give you a better understanding of how our insurance works.  Please call or stop by and see an MN employee for more details or questions.

How does the MN 3-level plan work?

LEVEL I
(1-90 Hours)
 		LEVEL II (91-130 Hours)
 LEVEL III
(131+ Hours)
 $10,000 Life Insurance Benefit $10,000 Life Insurance Benefit $10,000 Life Insurance Benefit
Level I Dependent Life Benefit Level I Dependent Life Benefit Level I Dependent Life Benefit
$100/$200 Daily Hospital Indemnity $200/$400 Daily Hospital Indemnity $200/$400 Daily Hospital Indemnity
Prescription Drug Discount Program Prescription Drug Discount Program Prescription Drug Discount Program
Survivor Benefit Survivor Benefit Survivor Benefit
  Level I Accident Benefit Level I Accident Benefit
    Doctor's Office Visit Indemnity Benefit ($35/visit)
Your coverage in a given month will be determined by the number of hours worked the immediately preceding fiscal month.  Should your service hours fluctuate up or down, your benefit level may be affected up or down from month to month, but you will always qualify for one of these levels if you work any hours at all.

What is the cost to you?

Should you enroll and authorize the expense, MN will payroll deduct the cost per hour to pay for this coverage.  MN will pay the balance of your premium and MN will NOT INCREASE YOUR PAYROLL DEDUCTIONS TO COVER YOUR ELIGIBLE DEPENDENTS.  

What type of coverage will you and your dependents have?

This plan includes the above supplemental health and welfare coverages.  None have deductibles, and most have no co-pays.  You may utilize any legitimate caregiver you wish.  While these coverages are not catastrophic or unlimited in nature, they will provide you and your family with useful and very inexpensive benefits that should prove most useful and valuable on a day-to-day basis.

How do you access your benefits?

Covered employees on this project will be eligible to utilize their appropriate levels of benefits on the first of the month following their initial month of employment or eligibility.  Coverage will extend from the first day of the month through the last day.  Coverage the following month will again commence on the first day of the new month, but the benefit level for each and every month will be determined by hours worked the previous fiscal month.  All covered employees will receive summary plan booklets and medical cards, usually 4 to 5 weeks after their effective date.

Any employee may call Sound Benefits at any time to determine their coverage status or for claims/customer service assistance. 

Please consult Personnel Director
if you have any questions.

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